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Pang Zhe Liang
06 Dec 2019
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
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Brandon Ho
20 Nov 2019
Community Lead at Seedly
Hey!
Firstly, you must know your goals and aims when it comes to financial rewards. If you're looking to redeem premium travel, then miles is a good option for you. If you're more geared towards redeeming economy class tickets, then maybe cashback would be a better option. Secondly, you must become familiar with the plethora of different cards available, especially their T&Cs. This may be extremely tedious, but I cannot emphasise enough how important this is if you want to mile hack efficiently. Finally, understand your financial status and spending patterns. This will determine which combination of cards will be best suited to your lifestyle, allowing you to take advantage of different deals to maximise your mile hacking. Actively participating in an online miles hacking community should also help you to make more informed decisions.
Do check out this page for unbiased user reviews of the various credit cards around! https://seedly.sg/reviews/credit-cards
Hope this helps and all the best on your mile hacking journey! :)
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Firstly, understand your cashflow. Through this process, we will be able to understand your spending habit. Here is some information to help you: https://www.blog.pzl.sg/understanding-your-pers...
From there, plan your expenses properly and know whether there are huge expenses that will be coming up. Thereupon, sign up for a credit card and take full advantage of its bonus miles.
Continue to review your cashflow on a monthly basis to ensure that you do not overspend. Remember, do not spend money for the sake of accumulating miles!
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