How should a beginner investor invest SRS funds?

Hi!

For a beginner investor, I would imagine some of the bigger concerns about investment is

1. Convenience

2. Spreading out investment to reduce market volatility

3, Knowing that you are invested at a risk level you are comfortable with,

Since this question is specific to an Endowus webinar, I will answer directly on how Endowus makes SRS investment experience better for beginner, or even for more advanced investors.

1. Our platform set up is 10-15 minutes, and the experience is entirely digital. Through a risk profiling, we will be able to advice you on the allocation of funds that you are supposed to take (ranging from a balanced risk portfolio of 60:40 between equities and bonds to an aggressive portfolio of 100:0. We will execute the trades through our partner UOB kayhian. Everything is done through us and made more conveient by our platform. You also get to see a projection of how your wealth will be like.

2, You can do a monthly recurring investment with us .

3. As mentioned in 1, you can choose a level of risk that is based on your comfort level. When value drops for your risk-profiled portfolio according to your expectations, you are more likely to remain invested.

Hope this helps!