facebookHow long should I wait before my next credit card application, if my first application failed? - Seedly

Anonymous

07 Jan 2021

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Credit Cards

How long should I wait before my next credit card application, if my first application failed?

I tried applying for the Standard Chartered unlimited cash back, and was promptly rejected. Checked and saw a score of GX. It seems to be a system rejection. I am self employed and I hit the requirement by a decent amount for this year, but falling short of a few thousands for last year's. Also, I used the Singpass Myinfo to apply, does that affect as well?

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How about try applying for another credit card from another bank to see if they approve. I also applied for citibank card but was rejected, but DBS approved my application.

Han Jinyuan Larry

07 Jan 2021

SwimSafer 2.0 Instructor & Assessor at SWIMWITHUS

If other bank ask you to try apply theirs, you could consider. Credit Bureau report will show future bank on your past bank application review.

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