Hello, I'm a beginner in investing. For Kristal AI, if the first $50k have no management fees, is it better to invest $10k into an US ETF or buy thru SAXO directly?

Hi there!

It really depends on your stratergy. If you are starting out i'm assuming you are thinking of possibly passive investing maybe via dollar cost averageing?

If so, personally I feel there isn't much benefit investing via Kristal AI. You can avoid paying additional annual commissions to them and just invest directly via the actual stock exchange. Of course, do your calculations and look at the commissions over the long term.

Hi There,

Of course you can utilize both to support your financial advantage however, Kristal provides you with investment advice via its propietary algorithm within minuets to create a personilized investment portfolio. Which is designed sepicifically to meet your investment requirements and investor profile.

On top of that, Kristal offers more than 200 carefully created and managed investment strategies to help you build your portfolio.

Best regards,

Cynthia