Do you think that I should invest in Singapore Savings bonds vs putting my money in an OCBC 365 or UOB One account?

I find it less hassle to put in SSB... OCBC 365 need to hit a few things to get higher interest. i closed mine early this year because i couldnt hit

If you need the money in a short term window then putting it in a savings account is better

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if you do not need it anytime soon then put it into SSB.

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If capital is not an issue a combination would be good. Everyone has daily spending so when you combine both the spending and savings Acc that’s a plus