Asked by Anonymous
I got a whole life plan with 300k ECI and a term CI for 200k, which is just under the amount I make a year (you get 5 years CI).
I also have 1 mil in death coverage, which is excessive, but I want my people to have something in the event I have an unexpected death.
Basically practice what I preach to clients, at least. It would be bad to be hypocritical, no ?
Private Hosp Plan with Rider (Bought before becoming an advisor)
500K Term to 99 - Death & TPD (Bought before becoming an advisor)
500K Term to 70 - Death & TPD
150K Term to 70 - Multi Pay CI
Will be topping up a WL with ECI and regularly purchasing annuities soon, and upgrading Careshield Life when it's out, to at least a 5k/mth payout with an easier to claim option.