facebookI have life insurance 101k. Pay off Oct 2031. Surrender $9481.50. I don't have coverage of: 1)10-15 years worth of annual salary for Death and TPD. 2) 3-5 years of annual salary for income protections due to CI. Should I get Terms insc ? how much? - Seedly

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Anonymous

22 Apr 2020

Insurance

I have life insurance 101k. Pay off Oct 2031. Surrender $9481.50. I don't have coverage of: 1)10-15 years worth of annual salary for Death and TPD. 2) 3-5 years of annual salary for income protections due to CI. Should I get Terms insc ? how much?

Discussion (4)

What are your thoughts?

Colin Lim

Colin Lim

18 Apr 2020

Financial Services Consultant at Colin Lim

You can do paid up option or continue the premium. First of all, I need to understand your situation before I can advise accordingly.

Zachary Zou Lida

Zachary Zou Lida

18 Apr 2020

Financial Consultant at Professional Investment Advisory Service

Hello,

Tem plan is cheap but you have to pay yearly for as long as you wishes to be covered.

I will definitely need more information in order to come up with a solution for you.

As I am from a financial advisory firm, i am able to provide yout with products from over 30 companies, and ight now we have many perpetual discounts on term plans which may be of value to you.

More information will also be needed from you for me ot come up with a solution to the situation you're currently in.

Do drop me an Email at: [email protected] or click on the link in my profile to have a chat with me.

Cheers!

Brandan Chen

Brandan Chen

02 Aug 2018

Financial Planner at Manulife Singapore

If you do not have that form of coverage. Do speak to an advisor.

Term would generally be more affo...

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