Am a 20y old poly student is investing $300/month. Willing to take as much risk as possible and lose up to 50% of my wealth?

Hi there,

I'm not sure why are you holding on to so many portfolios. This will have the effect of "Over-diversification".

I will recommend you use to close down the StashAway portfolio that is at 30%.

on a personal level, I hope you know that other than the management fees by StashAway, there is also the ETF expense fees. Which means, end of the day, you're paying about 1% or so. Hence, I will recommend you to choose between StashAway 36% risk portfolio or Syfe Equity100, for the growth portion.

As for the Income portion, I will guess you to use Syfe REITs without risk management rather than the StashAway Income portfolio. As this portfolio purchase to the individual REITs directly, so the fees that you're paying will only be the management fees by Syfe.

Agree with yun heng, really no point over diversifying given that your capital isn't huge to begin with. Focus on one or two portfolios and let it compound better