With the new Cancer Drug List (CDL) introduced and increased GST, premiums for Integrated Shield Plans are getting more expensive. Does anyone has any tips on how to optimise healthcare insurance?

Revised Coverage for Cancer Drug Treatments and Introduction of the Ministry of Health’s (MOH’s) Cancer Drug List (CDL)

To ensure greater affordability of cancer treatments and the long-term sustainability of premiums, MOH has developed a Cancer Drug List (CDL) comprising clinically proven and more cost-effective cancer treatments.

From 1 September 2022, MediShield Life (MSHL) and MediSave (MSV) will only cover treatments on the CDL. For all Integrated Shield Plans (IPs), the CDL will take effect from 1 April 2023, upon the renewal of your policy. Customers with riders can claim for selected cancer drug treatments beyond the CDL. These changes were announced by MOH on 17 August 2021 and recapped in a press release on 2 September 2022.