With the latest changes of Endowus Cash Smart rates to 1.7% - 2.2%, does this refer to the net projected yield? May we have the gross projected yield too, as competitors appear to use that instead?

Yes all of our projected yield of up to 2.0% is published as a net number. We believe this is a more accurate number to show to our clients as it is closer to what you are actually likely to get. Other platforms show gross numbers before fees and costs, also they sometimes do not update their numbers fast enough. We want to be as transparent as possible and update our numbers as soon as we can. Please see this link for our gross yields for the two Cash Smart solutions as well as even for the underlying funds every month. https://endowus.com/support/900001544966-how-is...