With the current market situation, apple, tesla, microsoft are hitting the highest. what is your plan with us market? and investment strategy? good time to invest with endowus for US market?

Ditto to what Chris, YJ and Jesslyn said.

In addition, if you feel like you don’t have the luxury of having a steady stream of income to keep pumping money in while the price is dropping (like me LOL), make use of asset allocation. You can even do this with one ETF and your cash in hand.

Let’s say you want SPY (it’s the SP500 ETF) and cash in hand. You decide the allocation will be 80-20 SPY-Cash. So you go ahead and buy SPY. Now let’s say the market crash like 30%. So now the allocation would be 73-27. So what you do is use the cash and buy more SPY. Make the allocation go back to 80-20. This is so that when the market recover, your overall asset will become bigger than what it was before. This is very over simplified but you can figure out more details by googling.

There is never a good time, the best time was yesterday and next best time is today. When you look back in 5 or 10 years time, anyday you enter today is considered low