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Anonymous
Will my chances of housing loan be affected if I cancel my credit cards after redeeming the sign up perks?
Do you think if I sign up for new credit cards and cancelling them after redeeming the sign up perks, will my chances of housing loan be affected?
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HC Tang
11 Mar 2021
Financial Enthusiast, Budgeting at The Society
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Han Jinyuan Larry
08 Mar 2021
SwimSafer 2.0 Instructor & Assessor at SWIMWITHUS
If the new credit card doesn’t cost you any annual fee, you should not cancel as the cancellation can minus your Credit Score with Credit Bureau Singapore
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Cancelling new credit card doesn't , but keep the oldest / longest credits card helps better score If you always pay up in time.
See : https://blog.moneysmart.sg/credit-cards/unknowi...