22 Mar 2020
I do quite a lot a sports so I’m thinking of getting one. I’m planning to buy it online myself. Which PA coverage would be best, and what would be the pros and cons of each?
I am using AIA as well, so far, as long as I submit the receipt / MC / claim form on time, there are no issues. usually gets processed within a month.
the insurer that starts with letter P - avoid.
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You may wish to consider AIA Solitaire Personal Accident. At the basic level (Plan 1), it provides a reimbursement benefit of $500 per accident for Traditional Chinese Medicine or Chiropractic treatment.
So far, my clients have positive experience with this plan. In fact, this is one of the plans when I do the most number of claims every week. Moreover, you may opt for direct crediting for the claim payout - saves you the hassle of dropping a cheque at the bank.
More Details: https://www.aia.com.sg/content/dam/sg/en/docs/p...
Claim Process: https://www.aia.com.sg/content/dam/sg/en/docs/h...
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AIA Solitaire PA Personal Accident
AIA Solitaire Plan 4
$400 / week
Up to $5,000
TCM & CHIROPRACTOR
AVIVA Personal Accident
FWD Personal Accident