Which personal accident provides the most seamless claim experience for chiropractor or tcm?

I am using AIA as well, so far, as long as I submit the receipt / MC / claim form on time, there are no issues. usually gets processed within a month.

the insurer that starts with letter P - avoid.

You may wish to consider AIA Solitaire Personal Accident. At the basic level (Plan 1), it provides a reimbursement benefit of $500 per accident for Traditional Chinese Medicine or Chiropractic treatment.

So far, my clients have positive experience with this plan. In fact, this is one of the plans when I do the most number of claims every week. Moreover, you may opt for direct crediting for the claim payout - saves you the hassle of dropping a cheque at the bank.

More Details: https://www.aia.com.sg/content/dam/sg/en/docs/p...

Claim Process: https://www.aia.com.sg/content/dam/sg/en/docs/h...

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