Sompo PA Star Personal Accident
- Key Features
- Reviews (4)
- Discussions (0)
- More Details
Advertisement
Unclaimed
This product has not been claimed by the company yet.
Summary
Sompo PA Star Personal Accident Insurance Review 2021
- Sompo Personal Accident Insurance - PA Star - allows its customers to customise their plans with flexible limits and affordable premiums.
- PA Star offers 5 plans from the cheapest to most premium: Standard, Deluxe, Elite, Elite 2, and Elite 6.
- Permanent Disablement and Accidental Death covered up to $500,000 each
- PA Star also offers a generous Medical Expenses coverage for up to 17 infections diseases including Hand, Foot, Mouth Disease (HFMD), Zika etc.
- PA Star features special coverages like Marriage Bonus Allowance, Staycation & Ticket Cancellation, Full Terrorism Coverage
- Sompo PA Star offers great coverage even for more niche areas, however, it is not offered for those with riskier lifestyles in Class 4 occupations
Plans (5)
PA Star Elite6
$500,000
ACCIDENTAL DEATH
$650 / week
TEMPORARY DISABILITY
Up to $7,000
MEDICAL BENEFITS
$1,000
TCM & CHIROPRACTOR
4.0
4 Reviews
- Had the PA for many years. Was good in the initial years with almost no question asked for straight forward claims. Last year did a claim and was met with slow response or reject for small variation(hand vs wrist) or no response at all. Quite sad that once a good company become a lousy one
1
What are your thoughts?SOMPO PA will never be my choice ever again. They are not flexible and simply reject claims without weighing the situation at all.
Reply
Save
- 15 Sep 2020
Purchased
PA Star Deluxe
[Claims Process] I seldom give reviews; but I am doing now one as I'm completely blown away how fast my PA claim is processed within a day! I submitted this morning via their online portal and this evening, Sompo just remibursed my claim to my bank acct. Good job, Sompo!0
What are your thoughts? - 25 Jun 2020
Purchased
PA Star Standard
I have been on this plan for years, it is great value for money ! Sompo has in recent years made the claim process alot simpler through their app. Claims processing speed is not great but it generally goes through. This plan also covers food poisoning which helps if you eat out alot.0
What are your thoughts?
No Posts Found.
Summary of Sompo PA Star Insurance Coverage
Here is a summary of Sompo Personal Accident’s coverage:
Plans | Medical Expenses | Accidental Death & Disability | Weekly Income Benefit | Mobility Aids Reimbursement |
|---|---|---|---|---|
Standard |
|
| S$50 | S$2,000 |
Deluxe |
|
| S$100 | S$3,000 |
Elite |
|
| S$200 | S$4,000 |
Elite 2 |
|
| S$350 | S$4,000 |
Elite 6 |
|
| S$650 | S$4,000 |
Other Notable Benefits of Sompo PA Star
1. Coverage for 17 Infections Diseases
Sompo PA Star covers one of the most extensive lists of Infectious Diseases in PA with - 17 diseases from HFMD and Zika to Rubella.
2. Daily Hospital Allowance
from $50 to S$300 depending on your plan
3. Family/ Parental Allowance
per month from S$1,000 to S$3,000 depending on your plan
4. Domestic Helper Cover
$5,000 per policy period for all plans
5. Staycation & Ticket Cancellation
up to 2 events, S$100 per event
6. Marriage Bonus Allocation
S$100
7. Free Extensions
Covers: Accidental Miscarriage, Insect/Animal Bites, Civil Commotions, Suffocation (by Smoke, Fumes, Gas, and Drowning), etc.
Sompo PA Star Extensions and Riders
ID Booster providing Daily Hospitalisation Allowance (up to 60 Days) | Education Fund for Insured Child(ren) upon Accidental Death of the Insured Self or Insured Spouse | Parent’s Cover up to 4 parents including parents-in-law if both Insured Adults are covered under the same PA Star plan | |
|---|---|---|---|
Standard | S$50 | $25,000 | $25,000 |
Deluxe | S$100 | $25,000 | $25,000 |
Elite | S$150 | $25,000 | $25,000 |
Elite 2 | S$200 | $25,000 | $25,000 |
Elite 6 | S$300 | $25,000 | $25,000 |
Classification of Occupation Groups
Class 1
- Persons engaged in indoor & non-manual work in non-hazardous places
- Example: Barber / Hairdresser, Beautician, Tailor, Nurse, Dentist / Doctor / Surgeon (Non-veterinary), Indoor sales / Marketing, Software Engineer, Management with overseas travel less than 12 times a year, MINDEF Administrative Staff (Exclude field training), Home-maker, Retiree, Full-Time Students, Teachers.
Class 2
- Persons engaged in outdoor, supervisory or occasional manual work not involving the use of tools or machinery or exposure to any special hazards
- Example: Chauffeur, Engineer (Excluding Software Engineer), Foreman (Non-Construction), Outdoor Sales / Marketing, Surveyor, Insurance Agent / Property Agent, Assembly Line Production Worker (Not using tools & machinery), Unarmed Security Guard, Laboratory Assistant, Management with overseas travel 12 or more times a year, Fitness / Gym Instructor, Chiropractor / Physiotherapist, Chinese Physician, Domestic Helper, Manicurist / Pedicurist
Class 3
- Persons engaged in manual work not of particularly hazardous nature but involving the use of tools or machinery
- Example: Baker / Chef, Contractor, Carpenter (Not using machinery), Driver, Courier, Motor Repairer, Hawker/ Market Stallholder, Plumber, Technician, Veterinary Surgeon, Painter (Not involving work at heights)
How Much Does Sompo PA Star Cost?
Plans | Class 1 | Class 2 | Class 3 |
|---|---|---|---|
Standard | S$144.45 | S$162.64 | S$288.90 |
Deluxe | S$192.60 | S$235.40 | S$460.10 |
Elite | S$310.30 | S$379.85 | - |
Elite 2 | S$455.82 | S$529.65 | - |
Elite 6 | S$746.86 | S$829.25 | - |
Annual Premium for SOMPO PA Star
Eligibility: Who Can Apply for Sompo PA Insurance?
- Age Limit: below 65 years old (*Note the policy ends when the insured reaches age 75)
- Must hold a valid Singapore identification document that includes either a National Registration Identification Card (NRIC) Number or a Foreign Identification Number (FIN)
- Must have never been refused to buy or renew any Personal Accident insurance, nor have their Personal Accident insurance ever been cancelled or voided by their insurer, and
- Sompo's list of declined occupations that are deemed too high-risk:
DECLINED OCCUPATIONS:
Industrial workers using heavy machinery / woodworking tools and machineries: any occupation involving aviation activities; police force personnel, fire fighters; construction / unskilled workers; ship crew or workers on board vessels, stevedores, shipbreakers; occupations involving diving, platforms, oil and gas rig worker; offshore workers; work involving heights (exceeding 30 feet above ground or floor level) and / or works underground and travel beyond normal speed on land / or handling of hazardous chemical / electricity; professional sports teams; professional divers and jockeys; welders and the like, Crane operators.
How To Claim Sompo PA Insurance
- One can either call Emergency Assistance +65 6532 2522 or visit Sompo's website for online claims procedure
- Claims must be made within 14 days of the accident
- Documentation such as but not limited to, medical reports, evidence and police reports, etc are required to assess claims
Contact Sompo
- Contact Number: +65 6461 6555
- Emergency Services: +65 6532 2522
- Address: 05-01/06 Land Tower, Raffles Place, Singapore Land Tower, Singapore 048623
Contact us at [email protected] should you require any assistance or spot any inaccuracies.
Advertisement