Which is better stashaway or syfe, if I were to invest in local portfolio? Which one would be more diversified?

I am still advising people to look at US markets where the most actions are, even its growth for tech stocks are not as spectacular as it used to be 6 months ago but hey it is actually a buy opportunity. PM me if we can have a chat. No obligatory fees.

StashAway (S.A) is more diversified as it contains REITs, Bonds, Equities etc..

Whereas Syfe only provides REITs.

However, for me, Fees are something that I put into deep considerations.

For S.A, the minimum amount is 0.8% (excluding the expense ratio of each ETF) therefore the annual fees incurred for S.A is approximately 1.2%

For Syfe, the fees are lower. 0.65%

Unless you're investing approximately 1million and above, then S.A will be the right way to go as the fees incurred for 1million and above is 0.2% by S.A whereas the lowest fees Syfe charges are 0.4%

End of the day, I feel that S.A is suitable if I have a large capital, else I will go with Syfe as they also have similar products which can be as good as S.A. For example, the Equity100 or the Global ARI (Global ARI is as good as "general investing" portfolio in S.A)