Anonymous

02 Dec 2020

∙

Which credit card can I apply for as I am on my first job with 6 months savings secured but 1.8k salary? (I know that most credit card require at least 2.5k/month salary to apply)?

I know about the secured credit card but I'm not willing to put in 10k as those are my emergency savings

Discussion (3)

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kirby

06 Jan 2024

Maybank - need $20k in deposits, no need salary req

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Joel Koh

02 Dec 2020

Writer at Seedly

Hello Anon,

Here are three credit cards you can apply for based on your salary:

https://seedly.sg/reviews/credit-cards/boc-f1rs...

https://seedly.sg/reviews/credit-cards/cimb-aws...

https://seedly.sg/reviews/credit-cards/standard...

Do check out the product pages for more information as well as our real user reviews for feedback on the card.

At a glance, the CIMB AWSM card is the best as it has 1% cashback for:

1% Cashback on Dining
1% Cashback on Entertainment
1% Cashback on Online shopping
1% Cashback on all things Telco

and no cashback cap or minimum spend.

Do use your card wisely by paying your credit card bills on time as the interest (~25%) is a real killer.

All the best :)

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Jonathan Chia Guangrong

02 Dec 2020

SOC at Local FI

Hi there. I'm afraid you won't be eligible for mainstream credit cards based on your current salary....

Write your thoughts

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Does DBS multiplier come with a debit card or do I have to apply separately? Also, can I apply for a DBS credit card if I am on 6 month contract job?

Monthly Income: $3.1k from FT job, $600-$1.2k from PT job. Saves about $1.5-$1.8k a month. Personal Goal: save $100k by 29 yrs old. What should i do to speed up the process to reach my goal?