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When asking this question, I'm also curious about all the admin charges when you charge foreign currencies to your credit cards. It's about 2-3% on your purchase, which is a lot and that will eat up all your cashback and miles.
So maybe, a multi-currency account debit card is still the best choice?
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HC Tang
24 Oct 2018
Financial Enthusiast, Budgeting at The Society
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Gabriel
24 Oct 2018
Undergraduate at National University of Singapore
You can consider YouTrip which charges 0% transaction fees. I understand that it offers pretty competitive currency conversion rates too. You can check it out here, regarding more about the card and applicable fees - https://www.you.co/en-SG/
Check out what other members from Seedly have commented about this card too - https://seedly.sg/questions/any-reviews-on-the-...
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Besides the Youtrip, DBS multiplier + DBS Debit card as the best options.
Next best if you still prefer to use Credit card, you can also use CIMB Visa Signature with 10% cashback on foreign currency spend and 0% admin fee.
https://www.cimbbank.com.sg/en/personal/product...