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What's the best credit card for foreign currency spends? I do quite a bit of online shopping but mostly are not SGD currency. (Or, maybe debit cards are still the best?)
When asking this question, I'm also curious about all the admin charges when you charge foreign currencies to your credit cards. It's about 2-3% on your purchase, which is a lot and that will eat up all your cashback and miles.
So maybe, a multi-currency account debit card is still the best choice?
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HC Tang
24 Oct 2018
Financial Enthusiast, Budgeting at The Society
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Gabriel
24 Oct 2018
Undergraduate at National University of Singapore
You can consider YouTrip which charges 0% transaction fees. I understand that it offers pretty competitive currency conversion rates too. You can check it out here, regarding more about the card and applicable fees - https://www.you.co/en-SG/
Check out what other members from Seedly have commented about this card too - https://seedly.sg/questions/any-reviews-on-the-...
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Besides the Youtrip, DBS multiplier + DBS Debit card as the best options.
Next best if you still prefer to use Credit card, you can also use CIMB Visa Signature with 10% cashback on foreign currency spend and 0% admin fee.
https://www.cimbbank.com.sg/en/personal/product...