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Anonymous
I'm a frequent taobao shopper, and have been just using POSB everyday card because it is the only one I have. Never really thought to consider the transaction fees. I also pay for my air tickets, hotels, airbnbs with the same card. What payment is best for such transactions? While I don't spend thousands upon thousands, I'd rather not be losing bits of money here and there if I can. Then again, not sure about convenience vs that small bit of money (e.g. youtrip like a bit troublesome)
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If you're spending hundreds monthly on average or more, then you shoud go for MCA cards/app which provides better exchange rate. We did some comparison on different MCA accounts and YouTrip previously. You can have a look to see which suit your usage best.