Anonymous
What's covered under "Trip Disruption" for FWD Travel Insurance?
While looking under the section "Trip disruption", the listed conditions within - Trip cancelled/ postponed/cut short etc, are these perhaps, for example, while holidaying at a certain country, there is a natural disaster eg. earthquake, is this cover under those conditions?
If I am mistaken, wondering if someone could kindly enlighten me on that? Many thanks in advance!
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Leslie Koh
05 Nov 2019
Associate Financial Services Manager at Prudential Assurance Company Singapore
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FWD Travel Insurance
4.3
205 Reviews
FWD Travel Premium Plan
$34.02
PER ADULT (THAILAND, 1 WK)
$200,000
MEDICAL COVERAGE (OVERSEAS)
$7,500
TRIP CANCELLATION
$3,000
LOSS OR DAMAGE OF BAGGAGE
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Source: https://www.fwd.com.sg/uploads/sites/1/2019/07/...
"You can claim this benefit if Your Trip is disrupted while You are in Singapore or overseas and You are forced to change any part of Your scheduled itinerary due to Serious Public Event or Serious Illness or Serious Injury or Your onward flight is cancelled by the airline due to airport, runway or airspace closure or poor weather conditions, which forces airplanes to be grounded."
Natural Disasters are considered as Serious Public Event, so to answer your question, yes it's covered.
Hope that helps!