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Josh Tan Jian Liang
31 Jan 2019
Co-founder https://theastuteparent.com at Promiseland Independent Pte Ltd
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Hi Nicholas,
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I'm not sure about other travel insurance but I got mine from Aviva for my last holiday. You might want to download and read their travel policy document here https://www.aviva.com.sg/en/insurance/travel/.
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If I understand the policy correctly, you should be able to claim under 12a. Trip Cancellation for insured event 1 or 2 provided you meet the 'special conditions' highlighted in the screenshots below.
In the worst case scenario, you can also claim under 12b. Trip Cancellation For Any Reason provided you purchase the travel insurance before or within 7 days from the date you made payment for your trip.
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Hi,
Travel cancellations (that means before making the trip itself) can be made for ANY conditions if it is a serious condition.
To claim for losses in the trip, a doctor's report will likely be needed to substantiate why travel had to be necessary cancelled.
Travel insurance without pregnancy exclusions are more for medical requirements during the trip. I've a summary with 4 insurers that cover for i
https://www.theastuteparent.com/2017/07/travel-...
Do check and hope it helps