Advertisement

Shirley

7d ago

∙

General Investing

What’s a good way to build a steady investment plan without taking too much risk?

9

Discussion (9)

What are your thoughts?

Learn how to style your text

Retireuncle

Edited 1d ago

Buy the index fund. S&P 500 is a good choice if you can't pick stocks or risk adverse. It is the top 500 companies in USA. Historically, it has been averaging 8-9% growth annually over the last 50 years. Today, it is high at 30 times PE. Wait for the 10% pullback to go in. It will happen even in a bull market.

Still, there will be years of drawdown and if you can't stomach this, invest in T-bills.

Reply

Save

Financelearner

1d ago

You can try with tested methodologies or with small amounts first before going all-in. This can help you to understand first and then decide whether it is risky enough for you.

Reply

Save

Yi

4d ago

Understand various financial instruments out there, bonds, fixed deposit, ETFs, stocks, REITs, etc. ...

Write your thoughts

Related Posts

Should I invest in stashaway 36% risk or Syfe Equity 100? I plan to invest for the Long term and I am aware that stashaway invests in gold which I read that it isn’t a good Long Term Investment?

Hi. Can I confirm that for par insurance plan i do not take the risk of investment. in a market downturn my risk is only lower bonuses from insurers?

Previously Tai Zhi mentioned that 80% bond and 20% shares. Investing is too much of a conservative approach. If I'm saving up for big expenses like house and wedding should i take a higher risk approach?

How much should bonds take up in your portfolio? I am in my 20s and would like to build a portfolio that lasts till I retire. Currently thinking that 30% bonds are good. Any thoughts?

When is a good time to take profits on a rising asset or sell on a falling asset? How much should one hold as cash ready to invest?

Related Posts

Should I invest in stashaway 36% risk or Syfe Equity 100? I plan to invest for the Long term and I am aware that stashaway invests in gold which I read that it isn’t a good Long Term Investment?

Hi. Can I confirm that for par insurance plan i do not take the risk of investment. in a market downturn my risk is only lower bonuses from insurers?

Previously Tai Zhi mentioned that 80% bond and 20% shares. Investing is too much of a conservative approach. If I'm saving up for big expenses like house and wedding should i take a higher risk approach?

How much should bonds take up in your portfolio? I am in my 20s and would like to build a portfolio that lasts till I retire. Currently thinking that 30% bonds are good. Any thoughts?

When is a good time to take profits on a rising asset or sell on a falling asset? How much should one hold as cash ready to invest?

Advertisement