What are your reasons for choosing StashAway over Syfe when the fees are much higher?

Why not just buy a ireland domiciled etf instead? Fees are lower for example vwra(global market index) has an expense ratio of 0.22 which are lower in fees compared to the two platform. There are other etfs that have even lower expense ratio. Is there something i am missing?

Hi,

I choose Stashaway as their investment portfolios are rather diversified. I like that they don't have a majority concentration in the US equities market, but instead diversify a major part of it in the China and Asia Pacific as well.

Syfe on the other hand, have a rather high concentration to the US. I personally like to be invested in both US and China markets in order to tap on both their growth in the next decade!

Hope this helps!

Used both and my returns on Syfe are so much higher. Tried to invest on REITS too using Syfe but the returns has been so so (most of the time even negative balance for me). I guess I joined when REITS was at all time high. Stashaway is cheaper on fees if you have a large sum of money to invest though.

This discussion is very interesting and very informative. I don't use any of the platform.

As i have been heavy in crypto.

But im currently planning to invest some funds into Stash and Syfe.