What are the main differences between YouTrip, RHB TravelFX and UOB MightyFX?

I see everyone discussing about the merits of YouTrip, and I have YouTrip myself. Just saw a roadshow at Suntec about RHB TravelFX which essentially is the same thing (like UOB MightyFX), is there anyone who used the RHB or UOB ones and can share comments?

YouTrip Card

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YT

16 Nov 2018

YouTrip is an app designed for travellers to pay overseas with no fees in over 150 currencies. YouTrip supports conversion of 10 currencies (SGD, USD, HKD, JPY, AUD, NZD, EUR, GBP, CHF and SEK)

UOB MightyFX is a bank account which offers conversion for 11 currencies. (Australian Dollar, Canadian Dollar, Swiss Franc, Chinese Renminbi, Euro, Great Britain Pound, Hong Kong Dollar, Japanese Yen, Singapore Dollar New Zealand Dollar,United States Dollar) There is no minimum balance and the annual fee on the Mighty FX Debit Card is S$18 and is waived for the first three years.

RHB TravelFX is an app which offers conversion for 11 curriencies. (Singapore Dollar, US Dollar, British Pound, Australian Dollar, New Zealand Dollar, Canadian Dollar, Hong Kong Dollar, Swiss Franc, Japanese Yen, Euro, Thai Baht). Do not need to have account with RHB.

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