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Hiew Jun Hui

07 Jan 2025

∙

UOB Credit Cards

Hi All,

I currently have a UOB EVOL credit card and 1 UOB Absolute cashback credit card. Would it be better to apply for the UOB One Credit Card and use together with the UOB Evol Card or stick with my current cards? My monthly spending is not fixed and is within $500 to about $1.2k. I am seeing that the UOB One card is 3 consecutive months of spending before getting the cashback and if i were to divide by 3 months, it doesnt seem to be alot. Any opinions and feebacks would be very helpful. Thanks in advance!

UOB One Card UOB EVOL Card UOB Absolute Cashback Credit Card

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Billy

10 Jan 2025

Development & Acquisitions Manager at Real Estate Private Equity

Are you currently utilising the UOB One savings account? If you are then it might make more sense to get the UOB One Card as it helps with the interest for savings accounts as well.

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UOB One Card

4.1

164 Reviews

Get up to 10% cash rebate across 5 categories

CASHBACK

Up to 5% cash rebate on all other retail spend

ALL SPEND

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Hey, new to credit card here. I am looking to get a Credit card from UOB or Stan Chart but I have no saving account with them. Is okay right? And...?

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Are debit cards necessarily lousier than credit cards? I saw a UOB promotion giving 5 miles per $1 for a debit card spending. Why would banks do that? Is it wise for me to just get a debit card?

With UOB one card excluding Insurance premium as eligible card spent from 16th March onwards, what are other miles / cash back credit cards you’ll recommend to replace the ONE card?

Any savings account that allows you to earn bonus interest and air miles on credit card spend at the same time (currently using the UOB One card which is a cash back card)?

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