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Before you download the app, worth checking whether you actually meet the Freedom card's income bar — here's the exact figures plus the current referral gift.
Income requirement: minimum annual income of S$30,000 for Singapore Citizens/PRs, or S$60,000 for foreigners, to apply for the Trust Freedom credit card.
If you don't meet this: the Trust Link (NTUC Link) credit card doesn't carry this same stated income threshold on the source page — worth looking into if the Freedom card's income bar is a blocker, though you should confirm current requirements in-app since credit card eligibility can be assessed case by case.
If you do qualify, the referral gift: apply for the Freedom card using code 2GG9T8K3 and get a guaranteed sure-win gift, S$18 to S$8,000 cash (or USD 18–8,000 in stock if you pick the Stockback reward) — no minimum spend required for the gift.
Claiming it:
Other eligibility to know: you must be new to Trust Bank — no existing or previously cancelled account — and the referral code can't be entered after your account setup is complete.
Confirmed the income requirement and referral terms against DLCuration's Trust Bank page: https://dlcuration.com/trust-bank-referral-code...
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