Trust Freedom Card (No Annual Fee) — Referral Code 2GG9T8K3

If "no annual fee" is what brought you to Trust's Freedom card, here's what else it offers plus the current sign-up bonus.

​

Code: 2GG9T8K3

​

The no-fee features:

• Zero annual fee, ever — not a first-year waiver, permanently free
• Zero FX fees on overseas spend
• Free unlimited overseas ATM withdrawals
• Pick your quarterly reward: 3% Stockback (capped S$500/qtr), unlimited 1.5% local / 0.5% foreign cashback, or Bonus cashback (1.0%/0.5% + up to 15% in a chosen category)

The referral sign-up bonus on top: applying for the Freedom card with this code gets you a guaranteed sure-win gift, S$18 to S$8,000 cash (or USD 18–8,000 in stock if you're on Stockback) — no minimum spend required.

How to claim:

1. Download the Trust Bank app.
2. Enter 2GG9T8K3 at the very first "Get Started" prompt.
3. Apply for the Freedom credit card.
4. Check Rewards → Quests within 24 hours of approval for your scratch card.
5. Go to Rewards → My earnings → Freedom card to pick your quarterly reward before your first statement closes.

Eligibility: minimum annual income S$30,000 (SG/PR) or S$60,000 (foreigner), and you must be new to Trust Bank.

​

Fair comparison point: a lot of "no annual fee" cards still charge FX fees or cap ATM withdrawals — Freedom doesn't do either, which is the actual differentiator here, not just the headline "no fee" claim.

​

Confirmed all card features against DLCuration's Trust Bank page: https://dlcuration.com/trust-bank-referral-code...