Trust Freedom Card vs Cashback Card: Referral Code 2GG9T8K3

If you had the old Trust Cashback Card and are wondering what actually changed with the Freedom rebrand, or you're signing up fresh and trying to understand what you're applying for - here's the breakdown.

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Code: 2GG9T8K3

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What's the same: no annual fee ever, no FX fees, zero annual fee, MAS-regulated digital full bank.

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What changed with Freedom (as of 13 Aug 2026):

• Stockback added - 3% on local and foreign spend until 31 Dec 2026, drops to 2% local / 0.5% foreign from 1 Jan 2027
• Unlimited 1.5% cashback is the new flat cashback option (up from 1% local on the old Cashback card)
• Bonus cashback stays (up to 15% in a chosen category + 1.0%/0.5% on other spend)
• You pick one reward per quarter and can switch every quarter

Referral gift: sign up new with code 2GG9T8K3 and get a sure-win Golden Scratch Card worth S$18 to S$8,000 cash (or USD 18-8,000 in stock if you're on Stockback). No minimum spend to qualify.

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Claim steps:

1. Download the Trust Bank app.
2. Enter 2GG9T8K3 at the "Get Started" prompt.
3. Apply for the Freedom credit card.
4. Set your quarterly reward in Rewards - My earnings - Freedom card before your first statement.
5. Reveal your scratch card in Rewards - Quests within 24 hours.

Only for new Trust Bank customers - no existing or previously cancelled accounts.

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Compared the old and new card features against DLCuration's Trust Bank page: https://dlcuration.com/trust-bank-referral-code...