Trust Bank Stockback Referral Code 2GG9T8K3: Up to USD 8,000 in Shares

Singapore's first Stockback credit card launched just days ago, and if you're signing up for the Freedom card via referral, there's a choice most posts don't explain properly: cash gift or stock gift.

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Code: 2GG9T8K3

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What Stockback is: instead of earning cashback, you earn 3% of your eligible spend back as stock value (capped S$500/quarter, promo rate until 31 Dec 2026, drops to 2% local / 0.5% foreign from 1 Jan 2027). Once your accumulated stockback hits S$10, Trust auto-buys fractional shares in a US stock or ETF you pre-select from a list of 50 options via Saxo.

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How this affects your sure-win gift: if your Freedom card is on Stockback when you sign up with code 2GG9T8K3, your Golden Scratch Card reward becomes a stock gift worth USD 18 to USD 8,000 in fractional shares - same six tiers, same sure-win guarantee, but in stock instead of cash.

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Steps to get the Stockback gift specifically:

1. Download the Trust Bank app.
2. Enter 2GG9T8K3 at "Get Started" - before anything else.
3. Apply for the Freedom credit card.
4. Go to Rewards - My earnings - Freedom card and switch to Stockback before your first statement.
5. Check Rewards - Quests within 24 hours for your scratch card - it'll show a stock gift since you're on Stockback.

Important: stockback value expires at the end of the following calendar year. All stockback earned in 2026 expires 31 December 2027, so don't leave it sitting.

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Verified the Stockback mechanics and the USD gift tier list against DLCuration's Trust Bank page: https://dlcuration.com/trust-bank-referral-code...