Trust Bank Referral Code — New Freedom Card Sign-Up Gift (Up to S$8,000 / USD 8,000 Stock)

Trust Bank Referral code: 2GG9T8K3

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Just applied for the new Trust Freedom Credit Card and thought I'd share this since a lot of people here are still asking "does Trust Bank still have a referral code" or "is the sure-win gift still on" — yes, it's still running, and it's actually gotten better this round. Sharing what I found for anyone comparing referral codes before signing up in August.

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What's new: the Freedom Credit Card

Trust Bank replaced/upgraded its old Cashback card with the Freedom Credit Card, which lets you pick your own reward every quarter instead of being stuck with one:

• 3% Stockback — on local and foreign spend (capped S$500/qtr, promo until Dec 2026)
• 1.5% Unlimited Cashback — local spend, no minimum spend required
• Bonus Cashback — 1.0% base + up to 15% in a category you choose

You can switch between these every quarter under Rewards → My Earnings → Freedom Card → Switch Rewards. Still $0 annual fee, $0 foreign transaction fee, same as before.

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The referee sign-up bonus (new to Trust Bank only)

This is the part most people are searching for — what you get as a new sign-up, not what the referrer gets.

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If you're a new Trust Bank customer (no existing or previously cancelled Trust account) and you apply for the Freedom or Trust Link credit card using a referral code, you get a sure-win gift:

• Cash gift — for Freedom card (Cashback/Bonus reward) or Trust Link card: S$18 / 28 / 88 / 288 / 888 / up to S$8,000
• Stock gift — for Freedom card set to Stockback reward only: USD 18 / 28 / 88 / 288 / 888 / up to USD 8,000 in fractional shares

Stock gift is fractional shares in 1 of 7 US tech names: NVIDIA, Microsoft, Apple, Amazon, Alphabet, Meta, or Tesla.

• No minimum spend needed to unlock it
• Appears as a Golden Scratch Card under Rewards → Quests within 24 hours of approval
• One gift per person — even if you apply for both cards, you only get one
• Confirmed running until 31 Oct 2026 per Trust Bank's own page, so it's not some expired promo floating around

How to actually claim it (steps that trip people up)

• Download the Trust Bank app (App Store / Google Play)
• On the "Get Started" screen, enter referral code 2GG9T8K3 — this is the step people mess up, it has to be entered before you finish signing up, you can't add it after
• Apply for Freedom or Trust Link credit card (zero annual fee either way)
• Wait for approval — scratch card shows up in Rewards → Quests within 24h
• Reveal it to see your gift amount

Is Trust Bank actually legit?

For anyone new to it — yes. Trust Bank Singapore Limited (Co. Reg. 202039712G) is backed by Standard Chartered + FairPrice Group, MAS-regulated under a Digital Full Bank licence (Singapore's first, since Sep 2022), and SGD deposits are SDIC-insured up to S$100,000. Crossed 1 million customers as of last year.

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TL;DR: New Trust Bank sign-ups (Freedom or Trust Link card) get a guaranteed gift from S$18 up to S$8,000 cash, or up to USD 8,000 in stock if you pick Stockback on the Freedom card. No min spend. Enter code 2GG9T8K3 at the Get Started screen before applying. Promo confirmed live until 31 Oct 2026.

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Full breakdown + FAQ if you want more detail before applying: Trust Bank Referral Code Guide

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(Not affiliated with Trust Bank beyond being a referrer — just sharing since I went through the process myself this month.)