Trust Bank Scratch Card 2026: Code 2GG9T8K3 for S$18–S$8,000

The "Golden Scratch Card" everyone's talking about this month — here's how to actually get one, and what determines your amount.

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Referral code: 2GG9T8K3

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How the scratch card works: sign up for a Trust Freedom or Trust Link credit card using the code, and a Golden Scratch Card appears in your app under Rewards → Quests within 24 hours of approval. Tap it once to reveal your gift — it's a "sure-win," meaning there's no losing outcome, just six possible amounts: S$18, S$28, S$88, S$288, S$888, or S$8,000 (cash), or the USD equivalent in stock if you're on the Freedom card's Stockback reward.

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Getting your scratch card:

1. Download the Trust Bank app.
2. Enter 2GG9T8K3 at the very first "Get Started" screen.
3. Apply for Freedom or Trust Link — a savings account alone won't trigger a scratch card.
4. Wait for approval, then check Rewards → Quests within 24 hours.
5. Tap to reveal — cash credits to your card account instantly; stock appears as fractional shares.

Before you scratch:

• Entering the code late (after account setup) means no scratch card at all.
• You must be new to Trust Bank.
• Applying for both cards together still only nets one scratch card, not two.

For context: the tiers on this code (up to S$8,000) are notably higher than scratch card promos Trust Bank ran previously, which topped out around S$1,000–S$1,888.

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Confirmed the current scratch card tiers against DLCuration's Trust Bank page, including the infographic showing all six tiers: https://dlcuration.com/trust-bank-referral-code...