Trust Bank Referral Code October 2026: HTWYQP95 — Scratch Card Up to S$8,000 + Freedom Card Miles/Cashback/Stockback

Sharing my Trust Bank referral code for October 2026!

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Referral Code: HTWYQP95

Works for: Trust Freedom Card + Trust Link (NTUC) Card + Trust Savings Account

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What you get with HTWYQP95:

• Sure-win scratch card worth up to S$8,000 (Freedom Card) or up to S$1,000 (Link Card)
• Minimum S$5 guaranteed
• Just sign up and make your first transaction

Trust Freedom Card (the big one):

• Choose your reward mode each quarter: Cashback, Stockback, or Miles
• Cashback: 1.5% unlimited on local, 0.5% foreign, no cap
• Stockback: 3% on one US stock/ETF (until 31 Dec 2026), capped S$500/quarter
• Miles: 1.3 miles per S$1, convert 1:1 to KrisFlyer or HeyMax Miles
• No annual fee, no FX fee
• Welcome offer: up to 100,000 Max Miles (spend S$15K in 31 days)

Trust Link (NTUC) Card:

• Up to 21% savings on groceries at FairPrice
• Up to 20% savings on fuel at Caltex
• Link Points on every purchase
• No annual fee

Trust Savings Account:

• Up to 2.5% p.a. (with qualifying spend)
• No minimum balance
• Instant account opening

How to use my code:

1. Download Trust Bank SG app
2. Tap Apply Now on the product you want
3. Enter referral code HTWYQP95 when prompted
4. Complete verification and you're done!

Full comparison guides with all the details:

• Trust Bank Referral Code: https://thekopinotes.com/trust-bank-referral-code/
• Trust Bank Credit Card Referral: https://thekopinotes.com/trust-bank-credit-card-referral-code/

Valid October 2026. Trust Bank is a joint venture between Standard Chartered and FairPrice Group. Not financial advice.