Trust Bank Referral Code 2GG9T8K3 (Aug–Oct 2026): Sure-Win Scratch Card Worth S$18 to S$8,000

Referral Code: 2GG9T8K3

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Trust Bank just rebranded the Cashback Card into the Trust Freedom Card on 13 Aug 2026, and to mark it they're running a sure-win scratch card promo from 13 Aug to 31 Oct 2026 — every new Freedom cardholder gets a guaranteed scratch card worth S$18 up to S$8,000 (or up to USD 8,000 in stock, if you're on the Stockback reward). No minimum spend needed to trigger it.

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Enter 2GG9T8K3 the moment the app asks for a referral code — it has to go in before you finish signing up, or the reward can't be added afterward.

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💰 What You Get

Sign up for the Trust Freedom Card or Trust Link / NTUC Link Card

• Guaranteed scratch card reward: S$18 to S$8,000 cash
• If you're on the Freedom card with the Stockback reward selected: USD 18 to USD 8,000 in fractional stock instead, from one of NVIDIA, Microsoft, Apple, Amazon, Alphabet, Meta, or Tesla
• No minimum spend required to unlock it — just a successful application
• Reward tiers: 18 / 28 / 88 / 288 / 888 / 8,000 (same scale for both cash and stock, just different currency)

You must be completely new to Trust Bank — no existing or previously cancelled account. If you apply for both cards at once, only one scratch card is issued.

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📝 How to Claim (5 steps)

1. Download the Trust Bank SG app from the App Store or Google Play. Trust is fully digital — no branches, everything happens in-app.
2. Enter referral code 2GG9T8K3 at the very first prompt. When you tap "Get Started," you'll be asked for a referral code before anything else — enter it here. This is the step most people mess up: if you skip it and only enter it later (or not at all), the reward can't be retrofitted.
3. Apply for the Trust Freedom Card or Trust Link/NTUC Link Card. A savings account sign-up alone does not trigger the referral reward — it has to be a credit card application.
4. Check Rewards → Quests within 24 hours. Once your application is approved, your scratch card shows up there. Tap it to reveal your guaranteed amount.
5. If you picked the Freedom Card, choose your quarterly reward under Rewards → My Earnings → Freedom Card before your first statement closes: 3% Stockback, unlimited 1.5% local/0.5% foreign cashback, or up to 15% Bonus cashback in a category you pick. Your scratch card gift type follows whichever reward you're on.

💳 Trust Freedom Card vs. Trust Link Card

Trust Freedom Card (rebranded from Trust Cashback Card, 13 Aug 2026)

• Pick one quarterly reward: 3% Stockback (capped S$500/quarter, drops to 2% local / 0.5% foreign from 1 Jan 2027), unlimited 1.5% local / 0.5% foreign cashback, or 1.0%/0.5% cashback + up to 15% Bonus in your chosen category
• Zero FX fees, no annual fee ever
• Free unlimited overseas ATM withdrawals
• Minimum annual income: S$30,000 (Citizens/PR) or S$60,000 (foreigners)

Trust Link / NTUC Link Card

• Earns Linkpoints, redeemable from 99 points (S$0.99)
• Up to 15% savings at FairPrice Group with minimum monthly spend
• Best if you're an NTUC Union member or shop FairPrice regularly
• No annual fee ever

⚠️ Things That Trip People Up

• Code must go in before setup, not after. There's no support ticket that fixes a missed referral code once your account exists.
• Savings account alone doesn't count. The scratch card only triggers off a credit card application.
• One scratch card per person, even with two card applications. Applying for both Freedom and Trust Link at once still only nets you one reward.
• Cash vs. stock depends on your reward setting. If you want the stock version, you need the Freedom Card specifically set to Stockback — Bonus cashback or Trust Link give you cash instead.
• You must be a genuinely new customer. Even a long-closed old Trust account disqualifies you.

❓ FAQ

Is Trust Bank safe?

Yes. Trust Bank Singapore Limited is backed by Standard Chartered and FairPrice Group, holds a Digital Full Bank licence from MAS, and crossed 1 million customers by February 2025. Singapore dollar deposits are SDIC-insured up to S$100,000 per depositor.

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When did the Trust Cashback Card become the Trust Freedom Card?

The rebrand took effect on 13 Aug 2026 — same card, same benefits structure, new name and this scratch card promo to launch it.

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Does the 3% Stockback rate last forever?

No — it's the current promo rate. It steps down to 2% on local spend and 0.5% on foreign spend from 1 Jan 2027, so it's worth using while it's active if you're leaning toward that reward.

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Can I get the scratch card with just a Savings Account?

No — this particular promo requires a credit card application (Freedom or Trust Link). Savings-only sign-ups don't qualify for this reward.

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Referral Code: 2GG9T8K3

Download the Trust Bank app, enter the code at the very first screen, and apply for the Freedom or Trust Link card to unlock your sure-win scratch card.

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Promo period: 13 Aug – 31 Oct 2026. T&Cs apply — reward tiers and eligibility can change without notice, so confirm current terms in the Trust app before applying.