Trust Bank Referral Code 2GG9T8K3: Sure-Win Up to S$8,000 Cashback or US$8,000 in Stocks (to 31 Jan 2027)

Trust Bank referral code (November 2026): 2GG9T8K3

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Full disclosure, this is my own code. Quick update, because the October offer people were talking about has changed.

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What's changed The 100,000 Max Miles bonus for the Freedom card in Miles mode closed to new applicants on 31 Oct. If you were approved in time, you still have until 30 Nov (or 31 days from approval) to hit the spend tiers, and until 31 Dec to redeem the codes.

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What new customers get now (until 31 Jan 2027)

• Cashback: a sure-win Golden Scratch Card worth S$50 to S$8,000 when you open a Trust credit card with Cashback as your reward. There's no minimum spend.
• Stockback: pick Stockback on the Freedom card and get a sure-win stock gift worth up to US$8,000 instead.
• Savings account: a separate scratch card worth S$8 to S$1,888, credited to the account.

Things that trip people up

1. Key in the code on the very first "Get Started" screen. You can't add it after setting up the account.
2. Only for people new to Trust. If you ever had a Trust account, even a closed one, you're not eligible.
3. Unused scratch cards expire at the end of the month after they're issued, so scratch yours early. They show up under Rewards > Quests, usually within a day.
4. Cashback goes to your Trust card and can only offset your card balance. It isn't withdrawable cash.
5. The gift you get follows the reward you pick on the Freedom card, so choose Cashback or Stockback before you apply.

Is the card worth keeping after? No annual fee, no FX fee, free overseas ATM withdrawals, and you can switch your reward each quarter: 1.5% local cashback, 3% Stockback (until 31 Dec 2026), a category bonus, or 1.3 miles per S$1. The savings account has no minimum balance and is SDIC-insured up to S$100k.

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Check the official terms at trustbank.sg before applying. I keep a step-by-step guide with the eligibility rules and FAQs here if it helps: https://dlcuration.com/trust-bank-referral-code...

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Not financial advice.