Trust Bank Referral Code 2GG9T8K3 — Sure-Win S$8,000 Cashback or 100,000 Max Miles This October (No Min. Spend for Cashback)

October 2026 is probably the best month to finally sign up for Trust Bank — and here's why: they're running two simultaneous promotions for new customers, and using referral code 2GG9T8K3 stacks you straight into both.

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The short version of what you can get:

1. A sure-win Golden Scratch Card worth S$180, S$288, S$1,888, or S$8,000 cashback — no minimum spend required (credit card sign-up)
2. Up to 100,000 Max Miles with the Trust Freedom Card in Miles mode, worth up to S$1,800 via HeyMax FlyAnywhere (valid until 31 Oct 2026)
3. An additional sure-win scratch card from S$8 to S$1,888 if you also open a Trust savings account

Referral code: 2GG9T8K3

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You enter it at the very first "Get Started" screen in the Trust Bank app — before anything else. If you skip past this screen and complete your account setup, the code cannot be applied retroactively. That's the most common mistake people make.

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Path 1 — Cashback (simplest, no min. spend):

Sign up for any Trust credit card (Freedom or Trust Link) using code 2GG9T8K3. Your Golden Scratch Card appears in Rewards → Quests within 24 hours of approval. The cashback tiers for October 2026 are S$180, S$288, S$1,888, and S$8,000. It's sure-win — every new cardholder wins something. The cashback is credited directly to your Trust credit card account.

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Path 2 — 100,000 Max Miles (for miles collectors):

This is the bigger deal for miles chasers. Apply for the Trust Freedom Card between 21 September and 31 October 2026, and during onboarding select Miles as your rewards mode. Then spend within 31 days of card approval:

1. Spend S$1,000 → receive a scratch card for 20,000 Max Miles
2. Spend S$5,000 total → receive a scratch card for 30,000 more Max Miles
3. Spend S$15,000 total → receive a scratch card for 50,000 more Max Miles

That's 100,000 Max Miles total — worth S$1,800 at HeyMax's FlyAnywhere rate of 1.8 cents per mile. Scratch cards appear in Rewards → Quests as you hit each tier. Reveal the code and redeem in the HeyMax app under Profile → Redeem a Code. Redemption deadline is 31 December 2026.

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Important: update your Trust app to the latest version before applying. On older app versions, the Miles option may not appear during onboarding.

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What else makes the Freedom Card worth keeping after the sign-up bonus:

The Trust Freedom Card earns 1.3 Trust Miles per S$1 on all local and foreign spend — no FX fees, no annual fee. That converts to KrisFlyer or Max Miles at 1:1 (S$27.25 transfer fee applies for the base earn; the sign-up bonus miles are delivered directly at no conversion fee). For overseas spending, the combination of 1.3 mpd plus zero FX fee is genuinely hard to beat — most miles cards charge 3.25–3.5% on foreign currency transactions.

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If you're not a miles person, you can switch to unlimited 1.5% cashback or 3% Stockback (capped S$500/quarter, active until 31 Dec 2026) each quarter.

Who qualifies:

• New to Trust Bank — no existing or previously cancelled Trust account
• For the 100,000 Miles bonus specifically: never held a principal Trust credit card before
• Singapore resident, eligible for a credit card (min. annual income S$30,000 for S/PR, S$60,000 for foreigners)

For the savings account scratch card (S$8–S$1,888): sign up for a Trust savings account using the same code alongside or separately from a credit card application. Both scratch cards are independent.

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Step-by-step to claim:

1. Download the Trust Bank SG app (App Store or Google Play)
2. Tap "Get Started" — enter 2GG9T8K3 immediately when prompted
3. Apply for a Trust Freedom Card (select Miles mode if you want the miles path)
4. Wait up to 24 hours post-approval for scratch card to appear in Rewards → Quests
5. For Miles path: link your Freedom card in the HeyMax app before you start spending

I've verified the current bonus figures and the full step-by-step guide at: https://dlcuration.com/trust-bank-referral-code...

Code: 2GG9T8K3 · Valid until 31 October 2026 · New customers only · T&Cs apply