Trust Bank Promo Code 2GG9T8K3 for October: Sure-Win Golden Scratch Card + Savings Account Bonus — Everything You Need to Know Before Signing Up

There are a lot of Trust Bank referral codes floating around on Seedly. This post is specifically for code 2GG9T8K3, which I've verified is active and up to date for October 2026. I'll also cover the savings account scratch card bonus that most posts skip over, and a few things worth knowing before you sign up.

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Quick answer if you're just here for the code: download the Trust Bank app, tap "Get Started", and enter 2GG9T8K3 before doing anything else. That's the only way the referral reward attaches to your account.

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What's the current bonus in October 2026?

There are actually three separate bonuses available right now when you use code 2GG9T8K3:

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❷ Credit card cashback (sure-win, no minimum spend)

Apply for a Trust credit card and receive a Golden Scratch Card guaranteed at one of these tiers: S$180, S$288, S$1,888, or S$8,000. Every sign-up wins. Cashback is credited directly to your Trust credit card account within 24 hours of approval.

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❸ Up to 100,000 Max Miles (Freedom card, Miles mode, until 31 Oct 2026)

A separate bonus for new Freedom cardholders who select Miles mode. Spend S$1,000 within 31 days for 20,000 Max Miles; S$5,000 for 50,000 total; S$15,000 for 100,000 total. Worth up to S$1,800 via HeyMax FlyAnywhere. This runs until 31 October 2026 — the deadline is tight if you haven't applied yet.

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❹ Savings account scratch card (separate, stackable)

Often overlooked: if you also open a Trust savings account, you get a completely separate sure-win scratch card with cashback from S$8 to S$1,888 (tiers: S$8, S$88, S$288, S$1,888), credited to your savings account. You can apply for both the credit card and the savings account to receive both scratch cards.

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Is Trust Bank actually worth keeping after the bonus?

This comes up a lot on Seedly, so let me give an honest take.

Trust Bank (Trust Bank Singapore Limited, Co. Reg. No. 202039712G) is a MAS-licensed Digital Full Bank backed by Standard Chartered and FairPrice Group. It crossed 1 million customers by February 2025, making it Singapore's 4th-largest retail bank by customer count. SGD savings deposits are SDIC-insured up to S$100,000 per depositor.

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For the credit card, the value depends on which reward mode you pick on the Freedom card:

• Miles mode: 1.3 mpd on all SGD and FCY spend, zero FX fees, no annual fee. Best no-annual-fee option for overseas spending in Singapore right now.
• 1.5% unlimited cashback: Simple, no tracking, best for people who don't want to think about it.
• 3% Stockback: 3% of your spend goes into curated stock portfolios (capped S$500/quarter). Active until 31 December 2026, then drops to 2%.
• Bonus cashback: 1.0%/0.5% base + up to 15% in one category of your choice.

You switch modes quarterly, which adds flexibility most cards don't offer.

The Trust Link card is the better pick if you shop heavily at FairPrice Group — it earns accelerated Linkpoints and up to 15% savings with minimum monthly spend, plus NTUC Union member perks.

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For savings: Trust's savings account has no minimum balance and competitive tiered interest rates. Not the highest in Singapore, but for a zero-friction, no-minimum-balance account, it's solid — especially alongside the free linked debit card.

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Common questions answered:

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Can I enter the code after I finish signing up?

No. The referral code must be entered at the initial "Get Started" prompt before you complete your account setup. It cannot be added retroactively under any circumstances.

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What if I had a Trust account previously?

You are not eligible. The referral programme is for new-to-Trust customers only, including anyone who previously cancelled a Trust account.

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Do I need to spend anything to get the cashback scratch card?

No. The credit card Golden Scratch Card requires only that you apply for and receive approval of a Trust credit card. No minimum spend is required.

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What if I choose Miles mode — do I still get a scratch card?

You get scratch cards based on your spend tiers (S$1,000 / S$5,000 / S$15,000 within 31 days), not a flat bonus. The reveal codes are redeemed in the HeyMax app. The cashback scratch card and the Miles scratch cards are separate paths — you pick one when you select your reward mode.

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Can I sign up for both a credit card and a savings account?

Yes, and you receive two separate scratch cards — one for the credit card (S$50–S$8,000) and one for the savings account (S$8–S$1,888). Both use the same referral code 2GG9T8K3.

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Step-by-step (quick version):

1. Download the Trust Bank SG app (iOS or Android)
2. Tap "Get Started" → enter 2GG9T8K3 when prompted
3. Apply for a Trust credit card (choose Miles mode on the Freedom card if you want the 100K miles path; update your app first)
4. Optionally also apply for a Trust savings account (separate scratch card)
5. Check Rewards → Quests within 24 hours of approval for your scratch card(s)
6. For Miles: link your Freedom card in HeyMax before your first spend

Full October 2026 details and verified bonus tiers at: https://dlcuration.com/trust-bank-referral-code...

Code: 2GG9T8K3 · October 2026 · New customers only · T&Cs apply