Trust Bank Referral Code [2GG9T8K3] — Sure-Win Scratch Card S$5 to S$1,000 + The Eligibility Condition Most Posts Skip

Sharing my Trust Bank referral code with a full honest breakdown — including the one eligibility condition that determines whether you actually qualify for the scratch card.

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Referral code: 2GG9T8K3

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Full step-by-step guide and FAQ →

https://dlcuration.com/trust-bank-referral-code...

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What you get signing up with code 2GG9T8K3

A sure-win digital scratch card in the Trust app under Rewards > Quests. Scratch it to reveal guaranteed cashback — a minimum of S$5, up to S$1,000.

No minimum spend required to receive the scratch card. You just need to sign up using the referral code and successfully open an eligible product.

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The eligibility condition that matters most

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This is the part most referral posts gloss over.

• You must be new to Trust Bank — no existing or previously cancelled Trust account
• You must sign up for at least one of the two credit cards: the NTUC Link / Trust Link Credit Card, or the Trust Cashback Card
• A savings account sign-up alone does not qualify. You need a credit card application to trigger the scratch card.
• If you sign up for both cards, only one scratch card is issued — not two

Get this wrong and you complete the sign-up process with no reward at the end.

Exact steps to claim

• Download the Trust Bank app (App Store or Google Play)
• Tap "Get Started" — you'll be prompted to enter a referral code at this exact point
• Enter 2GG9T8K3 before completing your application — it cannot be added retroactively after your account is set up
• Apply for the Trust Cashback Card or the NTUC Link / Trust Link Credit Card
• Your scratch card appears under Rewards > Quests within 24 hours of successful sign-up
• Scratch it in the app to reveal your cashback amount, credited directly to your Trust card

June 2026 Stamp Card promotion — relevant if you're sharing your own code too

From 10–30 June 2026, Trust Bank is running an additional referrer-only bonus:

• 1 stamp worth S$50 in FairPrice E-Vouchers for every successful credit card referral
• A full stamp card of 20 stamps earns S$1,000 in FairPrice E-Vouchers
• Stamps awarded within 1 working day of your referred friend's successful sign-up
• This is in addition to the standard scratch card reward, and applies to the referrer, not the new sign-up

DLCuration bonus draw

After signing up with code 2GG9T8K3, email [email protected] with the last 4 digits of your phone number and the date you first used your Trust card. You'll be entered into:

• Monthly draw — up to S$5 in vouchers (Amazon Gift Card, NTUC FairPrice, Sheng Siong, or CapitaLand Mall)
• Annual grand draw — up to S$50 in vouchers, automatic entry for all monthly participants

What are the two Trust Bank cards actually worth?

Trust Cashback Card

• Unlimited 0.5% cashback on everything
• Zero FX fees on overseas spend
• Zero annual fee, ever
• Free unlimited overseas ATM withdrawals
• Minimum annual income S$30,000 for Singaporeans/PRs

NTUC Link / Trust Link Credit Card

• Linkpoints rebates at an accelerated rate
• Especially strong for NTUC Union members shopping at FairPrice Group outlets
• Zero annual fee, ever

Neither card competes with a dedicated miles card on rewards rate. The genuine appeal: zero FX fees (a real saving compared to the 3.25% most travel cards charge) and zero annual fee permanently — no spend-based waiver to track every year.

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Is Trust Bank safe?

Trust Bank Singapore Limited is backed by Standard Chartered and FairPrice Group, regulated by MAS under a Digital Full Bank licence — the first of its kind in Singapore when it launched in September 2022. Singapore dollar deposits are SDIC-insured up to S$100,000 per depositor, the same protection as DBS, OCBC, and UOB.

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Disclosure: This post contains a referral code. If you sign up using 2GG9T8K3 and meet the eligibility conditions, I receive a referral benefit. All details sourced from Trust Bank's official terms. The DLCuration monthly and annual draws are funded entirely by DLCuration — separate from Trust Bank's referral programme. Trust Bank Singapore Limited (Co. Reg. No. 202039712G) is licensed and regulated by MAS. Deposits SDIC-insured up to S$100,000. Not financial advice.

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Happy to answer questions about the scratch card mechanics, the credit card eligibility requirement, or how Trust compares to GXS and MariBank in the comments.