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Anonymous

2d ago

∙

Thoughts on the new DBS/POSB CPF OA hdb loan? says it’s always cheaper than the hdb loan based on their website and i’ve never seen a bank loan with such stable rates throughout the tenure before

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If I buy a resale HDB before selling and take a 2nd HDB loan, between the refund to CPF and HDB wipe out of OA, can I transfer part of the OA to SA? Or must all refunded CPF go to the new HDB loan?

Do you recommend a bank loan or HDB loan if planning to sell a BTO after MOP? HDB Loan will require you to pay back everything to CPF, the remaining loan amount is not credited to OA right?

I thought you can also use CPF to pay bank loans? isn't the comparison between bank loans and HDB loans instead?

In my 30s and on a 25-year HDB loan of 350k paid monthly through CPF, should hit FRS by my 40s. Is it sensible to pay the HDB loan thru excesses in OA once I hit FRS, instead of getting a bank loan?

Can CPF OA be used to service my bank loan for HDB BTO? Or are bank loans only serviceable by cash?

Related Posts

If I buy a resale HDB before selling and take a 2nd HDB loan, between the refund to CPF and HDB wipe out of OA, can I transfer part of the OA to SA? Or must all refunded CPF go to the new HDB loan?

Do you recommend a bank loan or HDB loan if planning to sell a BTO after MOP? HDB Loan will require you to pay back everything to CPF, the remaining loan amount is not credited to OA right?

I thought you can also use CPF to pay bank loans? isn't the comparison between bank loans and HDB loans instead?

In my 30s and on a 25-year HDB loan of 350k paid monthly through CPF, should hit FRS by my 40s. Is it sensible to pay the HDB loan thru excesses in OA once I hit FRS, instead of getting a bank loan?

Can CPF OA be used to service my bank loan for HDB BTO? Or are bank loans only serviceable by cash?

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