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Anonymous

26 Oct 2020

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If I buy a resale HDB before selling and take a 2nd HDB loan, between the refund to CPF and HDB wipe out of OA, can I transfer part of the OA to SA? Or must all refunded CPF go to the new HDB loan?

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Benjamin Chong

18 Jan 2025

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Caleb Seah Hua Xiang

26 Oct 2020

Not necessary. Based on the time when you enter in the resale application, they will see the available balance to be used for your next purchase.

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Related Posts

In current interest rate climate, shld we go for bank or hdb loan? I also understand the idea of some who recommended taking HDB and switch to Bank loan. Also, don't intend to sell the resale flat?

Should we wipe out CPF OA and take lower HDB loan or keep 20k each in OA with higher loan amount to earn the 3.5% interest?

Hi guys, I achieve the FRS when I hit 55, is it advisable to do a monthly transfer of the balance of my monthly CPF OA contribution to my CPF SA after the mthly deductions for my HDB loan repayment?

I have a CPF 30K investment done 6 yrs ago and now intend to purchase a resale with a HDB loan. Since I need to wipe out my OA (w 20K left), does it mean i have to return the investment to CPF?

47 years old, 2k in oa and 64k in sa, and 55k in ma, 25k to pay off hdb loan how much must I have in sa to reach the frs at age 55? and once u hit the frs at age 55. u still only can take out 5k?

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