Supposing you have already budgeted and the leftover $ is for u to splurge but you feel bad because you have already have a lot of it. How do i get over this guilt?

Thanks for asking this! i feel the same way - some of the answers are great!

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p/s: sorry i dont have any constructive answer

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Maybe you can re-evaluate and try to "splurge" on new experiences instead?

I can understand how I feel.. but like some have commented.. yolo.. need to treat yourself good.. I used to feel guilty but now I don't coz as u grow older u realised being happy is all that matters :)

Reevaluate your budget or maybe you can travel more. Travelling is one thing most people wont feel bad splurging on.