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Anonymous

09 Jul 2021

Robo-Advisors

Stashaway vs syfe returns

How is everyone's stashaway or syfe portfolios doing? I have been invested in stashaway's 36% risk portfolio with $800 DCA for about 7 months. So far I haven't seen any strong performance, with more reds than green.

Discussion (12)

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If I read the comments I see peoole commenting on performance after like 6 months. That makes not much sense on any portfolio with high equity ratio. Especially if you are looking at the 36% risk one you need to think in terms of 3 to 6 years as absolut minimum. This is not day trading.

Just to share my portfolios:

  1. StashAway RI26% since March 2020: 12.73% Money-Weighted
  2. StashAway RI12% since March 2020: 10.31% Money-Weighted
  3. Syfe Equity100 since July 2020: 14.75% Money-Weighted
  4. Syfe REIT+ since May 2020: 7% Money-Weighted

All accounts are DCA monthly

People need to really think about their own reasons why they use/buy into a particular robo/portfolio.
I'm seeing people buy into a robo because it shows strong past results (buy high), and then a few months later, start thinking about selling because the portfolio isn't doing well (sell low).

This sounds terribly like buying high selling low.
Since they don't have a strong idea on why they buy into that portfolio, they will then jump into the next interesting portfolio that is doing well (buying high), and when that starts to drop, they will start thinking about selling out (sell low) to move to the next high flying portfolio (buying high again).

I'm really not sure if that's the best way to pick your investments.

KY

26 Jul 2021

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My portfolios:

  1. StashAway 30% since November 2020: 9.3% time weighted returns

  2. StashAway 36% since Feb 2021: -3.28% time weighted

  3. Equity100 on Syfe since December 2020: 16.3% time weighted

I opened Stashaway last Sep 2020 but withdraw everything last June (General Investing & SA Simple). ...

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