Since robos are technically more diversified than just one ETF, so is it better to invest in one robo or one ETF?

Hello there! Syfe's portfolios offer greater diversification as compared to investing in just a single ETF.

For instance, Syfe's Equity100 portfolio is built on a smart beta approach that tilts towards growth, large-cap, and low volatility factors. As such, it contains ETFs like the Invesco QQQ, S&P 500 UCITS ETF, iShares MSCI EAFE ETF and more.

To optimize the Equity100 portfolio for better risk-adjusted returns over the long term, we will also dynamically manage the factors our customers are exposed to based on broader cyclical trends.

You can also DCA into the Equity100 portfolio with small amounts each time. Your funds will be used to purchase a diversified selection of ETFs, and you need not pay any brokerage fees.

Hope this helps!​​​

There are diverse ETFs also, but definitely not as diverse as robos in terms of asset allocation. For robos like Stashaway, your investments are allocated to various asset classes and these aren't possible with a single ETF (or it is possible?).

As for which is better, I don't know. I went with DIY because I don't want the extra layer of fees and I want control over my investments.