Anonymous
I have intentions of migrating out of SG in 10 years (at age 35), Should I still invest in CPF OA now coz of the guaranteed and stable interest? After all, I'm still able withdraw my CPF if I decide not to return to SG to work ever again right?
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I was thinking about migrating out of SG previously, but I had a shorter time horizon than you (5 years). My personal opinion (not an expert) is, if it is liquid cash, keep it out of CPF. For myself, I wasn't sure that I am definitely giving up SG citizenship and cashing out my CPF. If the money is already in CPF, I think 10 years is an investable time period. Hope this helps?
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Yes, you should still invest. When you want to sayonara then just withdraw
once you withdraw, you will never be able to work / live in sg again
https://www.cpf.gov.sg/Members/Schemes/schemes/...