Should i stick with Syfe Reit+ 100% Reits or should i go for alternative funds in other robo advisors for potentially higher growth?

Hi anon, a long-term investment in REITs - with dividends reinvested - is a good strategy. According to Syfe's calculations, if you reinvest your dividends, you will end up with an extra 0.5% in returns. This covers most of Syfe's management fees. Moreover, S-REITs are a good investment as they hold great value with attractive dividend yields.

If you're looking for an approach that can get you higher growth, one option is a core-satellite investing strategy. Your existing REIT portfolio can act as your core while Syfe's Equity100 portfolio can function as your satellite investment.

With a 100% exposure to stocks, Equity100 can help you achieve higher risk-adjusted returns over the long-term. Microsoft, Amazon, Facebook, Alibaba, and more are among some of the key stock holdings in the portfolio. What's more, Equity100 is built using a multi-factor smart beta approach that's designed to generate better returns.

If you're wondering how to implement such a strategy for your own portfolio, please feel free to reach out to our wealth advisors!​​​

Hi Anon,

I have a different perspective to share, rather than looking at potentially higher returns, I would look at the certainty of getting the higher returns instead.

At Endowus we do not tactically or deliberately switch our portfolio alllocation (between geographies, sectors or asset classes) and we stay invested in a globally diversified portfolio in a consistent manner. Because we are an advisor, any portfolio % change and change in funds used have to be approved by you.

In that way, the higher returns you are looking at is less dependent on how we manage our allocation (which is proven that managers/advisors cannot do it consistently well), but how we invest. We choose to invest using funds that use research-backed methologies for higher long term returns.

You can read more about Dimensional here. Thanks!