Should I start investing or park my money in safe liquid fund that generates some interest and wait for the appropriate time to invest after getting update from investment advisors?

Hi Koh Kheng, thank you for your question. We think that is best to invest as soon as possible because we never know how the markets will move over the short term and markets tend to move higher over time. Once we miss the opportunity to invest then we often are unable psychologically to invest at a higher level. So I would advise to start immediately with even a small investment.

However, if you feel uncertain about markets then it is totally fine to split your investment sum into smaller amounts and and invest on a regular basis over several months for example until you are fully invested. But you need to stay disciplined and go ahead with that investment plan regardless of where markets are. And you can keep your "safe" money in Endowus CashSmart to get a higher return until you need to implement your investments.

Not speaking on Endowus.

But generally time in market is better than timing the market! If you have idea/plan already, can try lump sum in liquid fund and slowly DCA into investment?