facebookShould I hold SA22% + Syfe Equity100 or consolidate to Syfe Core Growth + Equity100? - Seedly

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Anonymous

22 Mar 2021

Robo-Advisors

Should I hold SA22% + Syfe Equity100 or consolidate to Syfe Core Growth + Equity100?

I'm holding Equity100 for growth prospects and currently SA because the bonds+commodities mix helps to cushion in a shock. As I'm young and don't have immediate need for the funds, I have a higher risk appetite, so that's why I'm considering 22% vs Core Growth (but please correct me about this if I'm wrong!). One plus point of consolidating to Syfe is that it'll help me reach the $20k mark faster so I can reduce the fees that I'm paying. Thank you!!

Discussion (4)

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I feel Core Growth is pretty much Equity100 + bonds + gold. You can check out my review here for more details.

One advantage that Core Growth has over Equity100 currently is the increased allocation to Chinese ETFs i.e KWEB and MCHI. But I attended their previous webinar where they mentioned that they'll be updating Equity100 with these Chinese exposure soon in April.

Personally, I might put most funds in Core Growth for a diversified, complete portfolio, and some in Equity100 as a bet on growth.

Hope this helps :)

How young is young? Still got 20 years? :) haha

If it's me, I will just consolidate all to equity100. Initially had syfe highest risk of global portfolio and equity100 but after maybe 3 or 4 months I decided to just consolidate to equity100 and am glad I did so! :)

I already have my emergency funds settled. Insurance settled. Set aside money I need for my house in the next 3-5 years. So I decided to just go for full equities and ride the storm! I don't really DCA or add more when market goes down but more of adding more when I spend less for the month! :)

Maybe after 20 years or when I hit 50 and decided that hey, I wanna retire soon, will I then consider to shift from equity100 to their core portfolio.. Or maybe by then I may be more diligent to diy? Bt I highly doubt so because I enjoy my work life and am just lazy to do further research than on the company I chose to invest my funds with (syfe) :)

Oh and I also have a small amount with syfe reits due to the low prices then and now so maybe I will slowly shift from equity100 to their reits but then again, I will think about when the time comes :D

Zac

20 Mar 2021

Noob at Idiots Invest

Most advised portfolios charge lower fees for higher AUMs.

Consolidating your investment in one all...

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