Should I choose SC or IBKR ifI want to invest one lump sum of 10k into cspx+eimi+gld?

Hi Anon,

As Investorean has mentioned, IBKR charges a monthly inactivity fee of $10. If you don't make any more trades for the next 1-2 years, this adds up to a hefty amount in fees. If it's between IBKR or SCB, then I'd say go with SCB.

Since you've already decided what you want to invest in, there's no need to use a Robo. You'll end up paying more in fees only to own other ETFs that you don't necessarily want to include in your portfolio just yet. I'd suggest just DIY if you're comfortable with it :)

Hope this helps!

Regards,

thefrugalstudent

Hmm... Since you said that you will be holding it for a few years before investing again, I dont recommend IBKR as there is an inactive monthly fee from what I remembered.