[Robo-Investing] Why I’ve Used StashAway Since COVID and Still Do

I started using StashAway during COVID when markets were shaky, and it’s been my go-to for long-term, automated investing ever since.

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🏛️ A Bit of Background

Launched in 2017, StashAway was the first robo-advisor licensed by MAS under the Financial Advisers Act. What made it different early on was their proprietary ERAA™ (Economic Regime-based Asset Allocation) framework — which dynamically adjusts your portfolio based on macroeconomic data. Unlike fixed allocations, this means your portfolio can adapt as the market changes.

They’ve since added more options like:

• General Investing – Powered by StashAway (ERAA™)
• General Investing – Powered by BlackRock (iShares ETFs)
• Responsible Investing (ESG)

💼 Why I Still Like It

• ✅ Very clean, beginner-friendly interface
• ✅ Risk level is adjustable anytime
• ✅ Great for set-and-forget investing with automatic rebalancing
• ✅ Bonus: Learning section (Academy) with helpful articles and videos

📈 Past Returns (12M Rolling as of 2024)

• StashAway General Investing: ~3.7% to 7.2%
• BlackRock Portfolios: ~4.7% to 5.0%
• ESG Portfolios: ~3.5% to 6.6%

Returns vary depending on the risk level you choose.

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🧭 Why It’s So Relevant Now

With markets reacting to US-China tariff tensions, inflation, and interest rate shifts, the best thing many investors can do is stay consistent and keep investing over time.

StashAway automates dollar-cost averaging, and the ERAA™ system helps adjust portfolios based on changing conditions — so you don’t have to react emotionally.

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🎁 Referral Perk – Stackable Promo

Use my link to get S$10,000 managed free for 6 months:

👉 https://www.stashaway.sg/referrals/foongqgvgx

🔹 This stacks with StashAway’s 3-month new user promo — enjoy zero management fees on any investment amount up to S$25,000 for 3 months (worth up to S$50 in savings).