Advertisement
Anonymous
Which would be the best strategy to go with? Are there other investments that I should be considering instead?
3
Discussion (3)
Learn how to style your text
Reply
Save
Shengshi Chiam, CFA
04 Mar 2020
Personal Finance Lead at Endowus
Hi Anon,
Let me try to answer the part on CPF SA. CPF SA does not act like a bond from a perspective of asset allocation and forming an investment portfolio because
1: You cannot rebalance it
2: The returns of CPF SA is largely dependent on government policy, since the current benchmark rate is much lower than the floor rate.
In that sense, it is not a like for like comparison.
One more point to note, you may want to check the geographical exposure of the robo platform that you are considering against IWDA. IWDA only covers developed market, while the robo platform may cover global markets, including emerging market.
Reply
Save
The idea of asset allocation requires you to rebalance yearly or half yearly. If you are using CPF S...
Read 1 other comments with a Seedly account
You will also enjoy exclusive benefits and get access to members only features.
Sign up or login with an email here
Write your thoughts
Related Articles
Related Posts
Related Products
4.7
659 Reviews
Endowus Cash Investments Portfolio
Equities, Bonds
INSTRUMENTS
0.25% to 0.60%
ANNUAL MANAGEMENT FEE
$1,000
MINIMUM INVESTMENT
N/A
EXPECTED ANNUAL RETURN
Web and Mobile App
PLATFORMS
4.7
1293 Reviews
4.6
933 Reviews
Related Posts
Advertisement
There will never be a strategy tt everyone agreed on. What matters most is a piece of mind.. Rmb - jus stay the course.
Cost is a concern in the long run. From e options u posted, i would giv robo a miss.