Resale in central area as a single in 3.5 years time, how much CPF and cash to have on hand?

How much do I need to have on hand for

1) CPF (down payment)

2) Cash (remaining)

3) Reno

Discussion (4)

What are your thoughts?

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Emma

13 Sep 2023

Hi there! To know what you can buy, you need to work backwards and figure out what you can afford first! Check out this calculator, where you just need to put in a few details and you can see how much you can afford. Good luck :)

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Seedname

27 Aug 2023

Just buy what you can afford instead of wanting to buy what you cannot

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1M45

20 Aug 2023

Bank loan = 20% CPF , 5% cash.

Central quite big depend which area....

Write your thoughts

First time buyer, looking for 3-room resales under single scheme. How do i calculate how much i cash i need on hand and what price range of purchase can i afford?

Hi, have built an ok CPF amt after working for many years. I am 50 now and retiring in 10 years time. have some spare about 50 -100k cash on hand. What can I do with 10 years to go?

Single owner of resale HDB flat (used CPF and HDB loan), don't expect to fully pay off by retirement age. Is it possible for me to still d/g to smaller HDB (BTO or resale) in 10-15 years time?

Lease decay. Is it really that bad to look at houses with 54 to 60 years left in central area cos can't afford the 800k newer resale options. Enough to last me (single) till >88 <95.

I’ve around $200k sgd( cash plus cpf OA) and 28 single this year. Should I buy a $500-650k condo? Any recommendations on condo area?

First time buyer, looking for 3-room resales under single scheme. How do i calculate how much i cash i need on hand and what price range of purchase can i afford?

Hi, have built an ok CPF amt after working for many years. I am 50 now and retiring in 10 years time. have some spare about 50 -100k cash on hand. What can I do with 10 years to go?

Single owner of resale HDB flat (used CPF and HDB loan), don't expect to fully pay off by retirement age. Is it possible for me to still d/g to smaller HDB (BTO or resale) in 10-15 years time?

Lease decay. Is it really that bad to look at houses with 54 to 60 years left in central area cos can't afford the 800k newer resale options. Enough to last me (single) till >88 <95.

I’ve around $200k sgd( cash plus cpf OA) and 28 single this year. Should I buy a $500-650k condo? Any recommendations on condo area?