Anonymous

05 Jan 2021

∙

Portfolio allocation for a newbie investor (Syfe Equity, Syfe REIT+, Endowus) for a 37-yr old?

Am 37-yr-old and have set aside savings of $30k for emergency purpose. Looking to start investing with Syfe and Endowus.

Syfe: Have 10k cash to deploy into Equity100 and REIT+ with monthly DCA of $500. How should i divide the lump sum and monthly DCA between Equity 100 and REIT+?

Endowus: Also looking to deploy CPF OA funds of $20k. Not a lot cause i am using OA of $1k/mth to service my pte property loan. What would you recommend from Endowus for CPF OA investment?

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Endowus

05 Jan 2021

Hi Anon,

It seems that you have a long investment horizon of more than 18 years (till CPF withdrawal age at 55 years old). You can consider investing with us to get a low cost, diversified portfolio with 2 vanguard funds that are exclusive to us.

You can find out more about our CPF portfolios here: http://sg.endow.us/3baHtxk

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Syfe

31 Dec 2020

Hi there, for a personalised allocation plan, please feel free to speak with our friendly wealth experts for a complimentary consultation! They'll be in the best position to provide suitable recommendations.

Generally, a 50/50 split between REIT+ and Equity100 could work. You get exposure to both global equities and Singapore real estate while adopting an income and capital growth strategy.

Our wealth experts can offer alternatives for you to consider. Please schedule a call with them :)

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Newbie to Investing. Here are some of the allocations I have in mind. $400 - QQQ / VOO $200 - Syfe REIT + / Lion-Philips S-REIT ETF (FSMOne) $100 - CQQQ (FSMOne). Any suggestion for the portfolio?

Which portfolios better for a beginner investor? Syfe portfolios (equity100, reit+, global) or FSMone balanced unit trust RSP (50% bond, 50% equity) if I intend to invest $100 monthly for the long run growth?

Is it better to spread out my investments across the different Syfe portfolios? For a beginner investor with $100 per portfolio (reits+, equity100, global) per month, or focus just on equity100 for growth?

Which of the portfolios will be a better choice for more returns for both short term and long term - Stashaway Income, Syfe REITS+ or Syfe Equity 100?

Do we need to allocate some portfolio for local market? How is Syfe REIT+ compared to individual Singapore stock or REIT?